NON-COMPLIANT SEPTIC REPLACEMENT PROGRAMS:
Pine County offers two separate septic programs for replacements of non-compliant septic systems in partnership with the Minnesota Pollution Control Agency:
Low-Interest Loan: Repair, replace, or upgrade of any portion of a non-compliant septic system deemed an Imminent Threat to Public Health or Failing to Protect Groundwater.
- 3% Interest Rate
- Term of Loan: 1 year per $1,000 borrowed
- Repayment: Special Assessment on Property Taxes
- No Income Restrictions
- $96 Application Fee
Low-Income Grant Program: Repair, replace, or upgrade of any portion of a non-compliant septic system deemed an Imminent Threat to Public Health or Failing to Protect Groundwater.
- Low or Very Low Income
- 0% Interest Rate
- Obligation to repay is reduced by one-tenth of the original loan amount after each of the years
- Forgivable after 10 years of living in the home